Does having multiple credit cards hurt or improve your credit score?

A portfolio of 3-4 credit cards, with one each for UPI spends, brand/category with high spends, all other spends, etc., can provide an optimum return on overall spends in all categories. Multiple credit cards, when used judiciously, can help maintain or increase the credit score.

Related Posts

Leave a Reply

Your email address will not be published. Required fields are marked *